@incollection{,
	
					
					
					EE12B1CB2052741C621BC471FCF24C55
				,
	author={{NyesigaCatherine} and {Dr. Kituyi MayokaGeofrey} and {GraceAballo} and {Makerere University Business School}},
	journal={{Global Journal of Computer Science and Technology}},
	journal={{GJCST}}0975-41720975-435010.34257/gjcst,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}175925
}

@incollection{b0,
	
	
		,
	title={{Automated Teller Machine (ATM) Frauds in Nigeria: The Way Out}}
		,
	author={{
			JOAdeoti
		}}
	
	
		,
	journal={{Journal of Social Science}}
		
			27
			1
			
			,
	year={2011}
		
	

}

@book{b1,
	
	
		,
	title={{Challenges of Automated Teller Machine (ATM) Usage and Fraud Occurrences in Nigeria -A Case Study of Selected Banks}}
		,
	author={{
			ASAdepoju
		} and {
			MEAlhassan
		}}
		
		
			,
	year={2010}
			,
	address={Minna Metropolis}
		
	

}

@book{b2,
	
	
		,
	title={{Understanding Attitudes and Predicting Social Behavior}}
		,
	author={{
			IAjzen
		} and {
			MFishbein
		}}
		
		
			,
	year={1980}
			,
	publisher={Prentice Hall}
			,
	address={New Jersey}
		
	

}

@incollection{b3,
	
	
		,
	title={{Fingerprint Authentication System: Toward Enhancing ATM Security}}
		,
	author={{
			JBAwotunde
		} and {
			JRTolorunloju
		} and {
			FTAdewunmi-Owolabi
		}}
		
		
	
	
		,
	journal={{International Journal of Applied Information Systems (IJAIS)}}
		
			7
			7
			
			,
	year={2014}
		
	

}

@incollection{b4,
	
	
		,
	title={{Designing a biometric strategy (fingerprint) measure for enhancing ATM security in Indian e-banking system}}
		,
	author={{
			SSDas
		} and {
			DJhunu
		}}
		
	
	
		,
	journal={{International Journal of Information and Communication Technology Research}}
		
			
			,
	year={2011}
		
	

}

@incollection{b5,
	
	
		,
	title={{Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology}}
		,
	author={{
			DDavis
		}}
	
	
		,
	journal={{MIS Quarterly}}
		
			13
			3
			
			,
	year={1989}
		
	

}

@incollection{b6,
	
	
		,
	title={{A Framework for the Integration of Biometric In to Nigerian Banking ATM System}}
		,
	author={{
			OJEmuoyibofarhe
		} and {
			OFajuyigbe
		} and {
			ONEmuoyibofarhe
		} and {
			FOAlamu
		}}
		
		
		
	
	
		,
	journal={{International Journal of Computer Applications}}
		
			34
			4
			
			,
	year={2011}
		
	

}

@incollection{b7,
	
	
		,
	title={{A novel system of fingerprint recognition approach for immigration control}}
		,
	author={{
			OWFatai
		} and {
			JBAwotunde
		} and {
			OEMatluko
		}}
		
		
		IOSR-JCE) 2278-8727
	
	
		,
	journal={{IOSR Journal of Computer Engineering}}
		
			16
			
			,
	year={2014. May-Jun. 2014}
			,
	publisher={Ver. III}
		
	

}

@book{b8,
	
	
		,
	title={{User Perceptions Related To Identification Through Biometrics Within Electronic Business}}
		,
	author={{
			IGiesing
		}}
		
			,
	year={2003}
		
		
			South Africa: University of Pretoria
		
	
	,
	note={Master's Thesis}

}

@incollection{b9,
	
	
		,
	title={{}}
		,
	author={{
			GHo
		} and {
			GStephens
		} and {
			RJamieson
		}}
		
		
	
	
		,
	journal={{Biometric Authentication Adoption issues}}
		
			,
	year={2003}
		
	

}

@book{b10,
	
	
		,
	title={{Australasian Conference on Information Systems}}
		
			
		
	

}

@incollection{b11,
	
	
		,
	title={{Combining multiple matchers for a high security Fingerprint verification system}}
		,
	author={{
			AKJain
		} and {
			SPrabhakar
		} and {
			SChen
		}}
		
		
	
	
		,
	journal={{Pattern Recognition Letters}}
		
			20
			
			,
	year={1999}
		
	

}

@incollection{b12,
	
	
		,
	title={{Key issues for IT executives}}
		,
	author={{
			JLuftman
		} and {
			RKempaiah
		} and {
			ENash
		}}
		
		
	
	
		,
	journal={{MIS Quarterly Executive}}
		
			5
			2
			
			,
	year={2006. 2005}
		
	

}

@book{b13,
	
	
		,
	title={{Participatory Design Methods for C2 Systems}}
		,
	author={{
			EJMiller
		}}
		
			,
	year={2006}
		
		
			Air Force Research Laboratory/HECS
		
	

}

@incollection{b14,
	
	
		,
	title={{Automated Banking Systems and Customer Satisfaction: A Case Study of Stanbic Bank, Charm Towers Branch. A research report}}
		,
	author={{
			MM MMusleh
		} and {
			IIBa
		}}
		
	
	
		,
	journal={{International Journal of Computer Science and Information Security}}
		,
	editor={7. 21. Namutebi, V. M.}
		
			10
			3
			,
	year={2012. March 2012. 2013}
		
		
			Makerere University
		
	
	,
	note={Improving information security in e-banking by using biometric fingerprint: A case of major bank in Malaysia. submitted in partial fulfillment of the requirement for the award of the Degree of Bachelor of Commerce}

}

@book{b15,
	
	
		,
	title={{Bank Fraud -A Challenge to Uganda's Banking Industry}}
		,
	author={{
			UgandaBank Of
		}}
		
			,
	year={2015}
			,
	publisher={Bank of Uganda}
			,
	address={Kampala}
		
	

}

@book{b16,
	
	
		,
	title={{Biometrics Acceptance -Perceptions of Use of Biometrics}}
		,
	author={{
			AChau
		} and {
			GStephens
		} and {
			RJamieson
		}}
		
		
		
			,
	year={2004. 2004}
			,
	publisher={ACIS}
			28
		
	

}

@book{b17,
	
	
		,
	title={{Uganda ATM Fraud Sends Customers Over .The Edge}}
		,
	author={{
			Chipreports
		}}
		
		
			,
	year={2015. 18 July 2015}
		
	

}

@book{b18,
	
	
		,
	title={{Coefficient alpha and the internal structure of tests}}
		,
	author={{
			LCronbach
		} and {
			J
		}}
		
		
			,
	year={1951}
			16
			
		
	

}

@book{b19,
	
	
		,
	title={{}}
		,
	author={{
			AJain
		} and {
			DMaltoni
		} and {
			DMaio
		} and {
			JWayman
		}}
		
		
		
		
			,
	year={2005}
		
	

}

@book{b20,
	
	
		,
	title={{Biometric Systems Technology, Design and Performance Evaluation}}
		
			,
	publisher={Spring Verlag}
			,
	address={London}
		
	

}

@book{b21,
	
	
		,
	title={{ATM fraud: Is your money safe? The Independent}}
		,
	author={{
			AKasoma
		}}
		
		
			,
	year={2012. 18 July 2015}
		
	

}

@incollection{b22,
	
	
		,
	title={{An enhanced technique in ATM risk reduction using automated biometrics fingerprint in Nigeria}}
		,
	author={{
			ANdife
		} and {
			EOIfesinachi
		} and {
			AUOkolibe
		} and {
			DKNnanna
		}}
		
		
		
	
	
		,
	journal={{International Journal of Scientific Engineering and Technology}}
		
			2
			
			,
	year={2013. November 2012}
		
	

}

@book{b23,
	
	
		,
	title={{Psychometric theory}}
		,
	author={{
			JNunnaly
		}}
		
			,
	year={1978}
			,
	publisher={McGraw-Hill}
			,
	address={New York}
		
	

}

@incollection{b24,
	
	
		,
	title={{The Adoption of Automatic Teller Machines in Nigeria: An Application of the Theory of Diffusion of Innovation}}
		,
	author={{
			WMOlatokun
		} and {
			LJIgbinedion
		}}
		
	
	
		,
	journal={{Issues in Informing Science and Information Technology}}
		
			6
			
			,
	year={2009}
		
	

}

@incollection{b25,
	
	
		,
	title={{A method to improve the security level of ATM banking systems using AES algorithm}}
		,
	author={{
			NSelvaraju
		} and {
			GSekar
		}}
		
	
	
		,
	journal={{International Journal of Computer Applications}}
		
			3
			6
			,
	year={2010. June 2010}
		
	

}

@incollection{b26,
	
	
		,
	title={{Secure Biometric Systems. A Dissertation Submitted to Michigan State University in partial fulfillment of the requirements for the degree of Doctor of Philosophy}}
		,
	author={{
			UUludag
		}}
	
	
		,
	journal={{Computer Science & Engineering}}
		
			,
	year={2006}
		
	

}

@incollection{b27,
	
	
		,
	title={{Consumer Acceptance and Use of Information Technology: Extending the Unified Theory of Acceptance and use of Technology}}
		,
	author={{
			VVenkatesh
		} and {
			YLJames
		} and {
			XThong
		} and {
			X
		}}
		
		
		
	
	
		,
	journal={{MIS Quarterly}}
		
			,
	year={2012}
		
	

}

@incollection{b28,
	
	
		,
	title={{User Acceptance of Information Technology: Toward a Unified View}}
		,
	author={{
			VVenkatesh
		} and {
			MGMorris
		} and {
			GBDavis
		} and {
			DFDavis
		}}
		
		
		
	
	
		,
	journal={{MIS Quarterly}}
		
			27
			3
			
			,
	year={2003}
		
	

}