@incollection{,
	
					
					
					591DCEE814D286A5BF8A376C86B1F5C8
				,
	author={{Dr. Priyanka V.Kampasi} and {Prof. Y.C.Kulkarni} and {Bharati Vidyapeethas College of Engineering/IT, Pune, India.}},
	journal={{Global Journal of Computer Science and Technology}},
	journal={{GJCST}}0975-41720975-435010.34257/gjcst,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}121514
}

@book{b0,
	
	
		,
	title={{Factor Authentication Using Mobile Phones Fadi Aloul, Syed Zahidi}}
		
			,
	publisher={Wassim El-Hajj}
		
	

}

@book{b1,
	
	
		,
	title={{Towards Ubiquitous Computing via Secure Desktop Service Pan-Lung Tsai, Student Member}}
		
			,
	publisher={IEEE}
			,
	address={Lei, Member, IEEE}
		
	

}

@incollection{b2,
	
	
		,
	title={{Payments and Banking with Mobile Personal Devices}}
		,
	author={{
			AHerzberg
		}}
	
	
		,
	journal={{Communications of the ACM}}
		
			46
			5
			
			,
	year={May 2008}
		
	

}

@book{b3,
	
	
		,
	title={{Fourth Factor Authentication}}
		,
	author={{
			JBrainard
		} and {
			AJuels
		} and {
			RLRivest
		}}
		
		
		
			,
	year={2010}
			,
	publisher={ACM CCS}
			
		
	

}

@book{b4,
	
	
		,
	title={{NIST's Policy on Hash Functions}}
		
			,
	year={March 29, 2009}
		
		
			National Institute on Standards and Technology Computer Security Resource Center
		
	

}

@incollection{b5,
	
	
		,
	title={{}}
		,
	author={{
			NielsFerguson
		} and {
			BruceSchneier
		} and {
			TadayoshiKohno
		}}
		
		
		
	
	
		,
	journal={{Cryptography Engineering}}
		
			,
	year={2010}
			,
	publisher={John Wiley & Sons}
		
	

}

@incollection{b6,
	
	
		,
	title={{Security in Mobile Communications: Challenges and Opportunities}}
		,
	author={{
			AJosang
		} and {
			GSanderud
		}}
		
	
	
		,
	booktitle={{Proc. of the Australian information security workshop conderence on sACSW frontiers}}
				of the Australian information security workshop conderence on sACSW frontiers
		
			,
	year={2003}
			
		
	

}